Effective Date: January 1 2025
Last Updated: January 1 2025

1. Agreement to Terms

These Terms of Use (“Terms” or “Agreement”) are a binding contract between you (“you,” “your,” or “User”) and Hutfin Global Technologies, Inc., a Delaware corporation, including its affiliates, websites, applications, APIs, smart contracts, and tools (collectively, “Hutfin,” “we,” “us,” or “our”). These Terms govern your access to and use of www.hutfin.com, our mobile apps, and all related products and services that link to or reference these Terms (collectively, the “Services”).

By accessing or using the Services, you accept these Terms and our Privacy Policy and Cookie Policy. If you do not agree, do not use the Services.

We may update these Terms at any time. If changes are material, we will provide reasonable advance notice (e.g., email, in-product, or site notice). Your continued use after the effective date constitutes acceptance of the updated Terms.

2. Who We Are / Contact

Website: www.hutfin.com

Company: Hutfin Global Technologies, Inc. (Delaware)

Address: 1720 Stratton Dr, Virginia Beach, VA 23456, USA

Email: support@hutfin.com

Phone: +1 (757) 776-9779

3. Definitions

● NFT means a non-fungible token or similar unique digital item recorded on a public blockchain.

● RWA (Real-World Asset) Token means a token that represents rights or interests associated with an off-chain asset (e.g., property-related interests).

● Use includes accessing, viewing, interacting with, or otherwise engaging with the Services, whether passively or actively.

● Wallet means your third-party, non-custodial blockchain wallet that you control (e.g., via private key/seed phrase).

4. Eligibility; Accounts; KYC/AML

Age & Capacity. You must be at least 18 (or the age of majority where you live) and have capacity to contract. If you are 13–17 in the U.S., you may only use the Services with a parent/guardian who accepts these Terms on your behalf. No use by children under 13.

Account. Provide accurate, complete information and keep it current. You are responsible for your account and credentials.

Verification. We may require identity, license, business, and sanctions screening (KYC/AML/CFT) and approve, refuse, suspend, or terminate access at our discretion and as required by law. We may request additional information at any time (e.g., to comply with law or regulator requests) and may limit or disable your account until satisfied.

Compliance & Sanctions. You represent and warrant that you: (i) will comply with all applicable laws; (ii) are not located in or a resident of, and are not organized under the laws of, any country or region subject to comprehensive sanctions; (iii) are not on any sanctions list; and (iv) will not enable access for any person or entity that falls into the foregoing categories.

5. Memberships, Subscriptions, Trials & Fees

Subscriptions. Some features require paid membership or subscription and auto-renew for successive periods at the then-current rate unless canceled.

Cancellation. Cancel any time in your account settings; cancellation stops future charges and does not entitle you to refunds for elapsed periods unless required by law or our posted refund policy.

Trials/Promotions. If we offer a trial, we will state the duration and price after the trial. Cancel before the trial ends to avoid charges.

Taxes & Fees. Prices exclude taxes, duties, network fees, and blockchain gas fees (see §9). You authorize us to charge your payment method for amounts due.

Chargebacks. Unjustified chargebacks may result in suspension/termination.

5A. Auto-Renewal Disclosures & Cancellations

Certain jurisdictions (e.g., CA, NY, CO, CT, DC) require specific auto-renewal notices and easy online cancellation. For any auto-renewing plan, Hutfin will:

• Present the renewal terms clearly at sign-up;
• Obtain your affirmative consent;
• Send a post-purchase acknowledgment email with the terms and instructions to cancel;
• Send renewal reminders for annual plans in advance of renewal where required;
• Provide a cost-effective, timely, and easy-to-use online cancellation mechanism in your account settings.

You may also cancel by emailing support@hutfin.com with “Cancel Subscription” from your account email. When you cancel, benefits continue through the current paid term and do not renew.

6. Payments & Third-Party Processors

Payments are handled by third-party processors (e.g., card acquirers, ACH, digital wallet providers, or financing partners). Their terms and privacy policies apply in addition to ours. We may decline or reverse transactions, impose limits, or require additional vetting to mitigate risk and comply with law.

7. Children’s Privacy

Our Services are not directed to children under the age of 13 (or the relevant age of consent in your jurisdiction). We do not knowingly collect or solicit personal information from children. If we learn that we have inadvertently collected information from a child, we will delete it promptly. If you believe we may have collected such information, please contact us at support@hutfin.com.

8. International Data Transfers

If you access our Services from outside the United States, please note that your information may be transferred to, stored, and processed in the United States and other countries. By using our Services, you consent to such transfers, which may have different data protection rules than your home country.

9. Your Privacy Rights

Depending on your jurisdiction, you may have rights including:

• Access and portability of your personal data.
• Correction of inaccurate or incomplete data.
• Request deletion of your data, subject to obligations.
• Restriction or objection to certain processing.
• Withdrawal of consent where applicable.

California Residents (CCPA/CPRA): You have the right to know, request deletion, opt out of sale/sharing, and not be discriminated against for exercising rights. Hutfin does not “sell” personal information.

EEA/UK/Switzerland Residents (GDPR): We rely on legal bases such as consent, contract performance, legal compliance, and legitimate interests. You may also lodge a complaint with your local supervisory authority.

10. Security of Your Information

We use reasonable technical, administrative, and organizational measures to protect personal data from unauthorized access, misuse, or disclosure. However, no transmission over the Internet or storage system can be guaranteed 100% secure.

11. Data Retention

We retain personal information as long as necessary to provide Services, comply with law, resolve disputes, and enforce agreements. Once no longer needed, data is securely deleted or anonymized.

12. Third-Party Links and Services

Our Services may contain links to third-party websites or plug-ins. These third parties may collect data about you independently. Hutfin is not responsible for their privacy practices and encourages you to review their policies.

13. Changes to These Terms

We may update these Terms periodically. When we make changes, the “Last Updated” date will be revised. For material changes, we may provide additional notice (e.g., by email or a notice on our site). Your continued use after changes indicates acceptance.

13A. Contact Us

If you have any questions, concerns, or requests regarding these Terms, please contact us:

Hutfin Global Technologies, Inc.
Email: support@hutfin.com
Address: 1720 Stratton Dr, Virginia Beach, VA 23456, USA
Phone: +1 (757) 776-9779

14. Third-Party Content, Services & Links

The Services may link to or display third-party sites, data (e.g., token prices), code, or content (“Third-Party Content”). Hutfin does not control or endorse Third-Party Content and is not responsible for it. Your use of Third-Party Content is at your own risk and subject to the third party’s terms.

15. API / Developer Terms

• Comply with these Terms and any posted developer guidelines.
• Provide appropriate attribution to Hutfin where required.
• Do not sell, rent, lend API keys or commercialize API data without our written consent.
• Do not exceed or circumvent rate limits or security; do not reverse engineer the API.
• Remove or suppress API data promptly if it is removed or suspended from the Services.
• Promptly notify us of any security issues.
• Comply with data-protection, sanctions, export, and anti-boycott laws.

16. Export Controls; Sanctions

You must comply with U.S. and international export controls and sanctions (including OFAC and BIS). You may not access or use the Services if you are in an embargoed country/region or on any sanctions list.

17. Beta / Experimental Features

We may offer early-access or beta features that may be unstable, incomplete, or changed/removed at any time. Provided “as-is.”

18. Privacy; Cookies; Records

Your use is subject to our Privacy Policy and Cookie Policy. By using the Services, you consent to collection and use of information as described there, including cross-border transfers. We may maintain business records consistent with law and our retention policies.

19. Termination; Suspension; Platform Changes

We may modify, suspend, or discontinue any part of the Services (including APIs) at any time, with or without notice, without liability. We may suspend or terminate your account immediately for any reason (e.g., suspected violations, fraud risk, legal obligations). You may stop using the Services at any time. Provisions that by nature should survive (e.g., licenses, disclaimers, limits, arbitration) will survive termination.

19A. Usernames/Handles

Hutfin may reclaim or reassign usernames, handles, or vanity URLs if necessary to protect our brand or prevent abuse.

20. Disclaimers; Assumption of Risk

THE SERVICES AND ALL CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, AVAILABILITY, ACCURACY, OR RELIABILITY. We do not warrant that the Services will be uninterrupted, error-free, secure, or compatible with any device or software, or that defects will be corrected.

Blockchain/RWA Risk Disclosure. Digital assets and tokenized RWAs are volatile and risky. You may lose all value. Transactions are irreversible; networks, smart contracts, and third-party services may fail or be exploited. Regulatory changes may negatively affect the Services or asset utility.

Taxes. You are solely responsible for reporting and paying any taxes (income, capital gains, VAT, stamp duty, transfer, property, or otherwise) arising from your use of the Services, including blockchain transactions and RWA activities.

21. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, HUTFIN AND ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, LICENSORS, AND SUPPLIERS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES; OR FOR ANY LOSS OF PROFITS, REVENUE, GOODWILL, DATA, DIGITAL ASSETS, REAL-WORLD ASSETS, OR BUSINESS INTERRUPTION, EVEN IF ADVISED OF THE POSSIBILITY.

Aggregate Cap. IN NO EVENT WILL OUR TOTAL LIABILITY EXCEED THE GREATER OF: (a) THE AMOUNT YOU PAID TO HUTFIN IN THE 12 MONTHS BEFORE THE EVENT, OR (b) USD $500.

Some jurisdictions do not allow certain limitations; in those cases, liability is limited to the maximum extent permitted.

Equitable Relief. You acknowledge that unauthorized use of the Services or infringement of Hutfin’s intellectual property may cause irreparable harm. Hutfin may seek injunctive or equitable relief in addition to any remedies available at law.

22. Indemnification

You will defend, indemnify, and hold harmless Hutfin and its affiliates, officers, directors, employees, and agents from and against any claims, losses, liabilities, damages, costs, and expenses (including reasonable attorneys’ fees) arising out of or related to:

• your use of the Services or blockchain interactions;
• your User Content;
• your violation of these Terms or law;
• your infringement or misappropriation of rights; or
• disputes between you and any third party.

23. Dispute Resolution; Arbitration; Class Action Waiver

23.1 Informal Resolution. Before filing a claim, email support@hutfin.com with “Dispute Notice” in the subject line and a brief description. We will try to resolve informally within 30 days.

23.2 Binding Arbitration (U.S.). Except for small-claims actions or as otherwise required by law, any dispute, claim, or controversy will be resolved by final and binding arbitration administered by JAMS or AAA under applicable rules, before a single arbitrator, in Delaware, USA (or your county of residence for individual consumers where required by law). The Federal Arbitration Act governs this section.

23.3 Class & Jury Waiver. YOU AND HUTFIN AGREE THAT EACH MAY BRING CLAIMS ONLY IN AN INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER. JURY TRIAL IS WAIVED.

23.4 Opt-Out. You may opt out by sending written notice to support@hutfin.com within 30 days after first accepting these Terms. Include your name, address, account email, and a statement that you opt out.

23.5 Public Injunctive Relief (CA). If a court finds that this Section prevents seeking public injunctive relief, the claim for that relief may proceed in court while individual claims are arbitrated.

23.6 International Consumers. If you reside outside the U.S., mandatory local consumer laws may give you the right to bring claims in your home courts. Nothing here limits non-waivable statutory rights.

24. Governing Law; Venue

These Terms are governed by the laws of the State of Delaware, USA, without regard to conflict-of-laws principles, except where local law requires otherwise for consumers. Subject to §23, exclusive venue lies in the state or federal courts located in Delaware, and you consent to jurisdiction there.

25. Electronic Communications; E-Sign

You consent to receive communications electronically and agree that electronic signatures and records have the same force and effect as paper signatures and records.

TCPA/Consent to Contact. By providing your phone number or email, you consent to receive calls, texts, or emails (including marketing, unless you opt out) from Hutfin or its service providers. Standard messaging/data rates may apply.

26. Force Majeure

We are not liable for any delay or failure caused by events beyond our reasonable control, including acts of God, labor disputes, supply shortages, cyber incidents, utility failures, epidemics, war, terrorism, sanctions changes, or blockchain/network failures.

27. International Terms; Consumer Rights

We aim to comply globally. Where local, non-waivable consumer protections apply, these Terms are modified to the minimum extent necessary to comply. Cross-border data transfers are governed by our Privacy Policy. If any provision is invalid under local law, the remainder remains in effect.

28. Notices

We may provide notices via the Services, by email to your registered address, or by posting on our site. You may contact us at support@hutfin.com or at the postal address in §2.

29. Miscellaneous

These Terms (including policies linked or incorporated by reference) are the entire agreement between you and Hutfin. No waiver is implied by any delay or failure to enforce. If any part is invalid, the remainder stays in effect. You may not assign these Terms; we may assign them in connection with a reorganization, merger, asset sale, or by operation of law. Headings are for convenience only. If translated, the English version controls.

Country/Region-Specific Addenda (Summaries)

• European Union/United Kingdom: EEA/UK consumers may benefit from mandatory rights (e.g., withdrawal/cooling-off for certain distance contracts).
• Canada: Certain statutory warranties/remedies may apply under provincial law.
• Singapore: Your PDPA rights are addressed in our Privacy Policy.
• California (USA): You may contact the Consumer Affairs unit at (800) 952-5210 or (916) 445-1254; address: 1625 North Market Blvd., Suite N 112, Sacramento, CA 95834.

Short Risk Disclosure (Blockchain/RWA)

Digital assets and tokenized RWAs involve high risk, including potential loss of principal, regulatory uncertainty, technology failures, smart-contract bugs, market volatility, liquidity constraints, and legal restrictions on resale or transfer. You are solely responsible for understanding these risks and for compliance with applicable law.